Well, I got tired of waiting for 0.4.9 (in windows) which also crashed numerous times and scynched like a snail so I
1 Uninstalled 0.4.9
2. Re-installed 0.4.8-a and selected RESET DATABASE
and it synched up and I can see all my accounts/transactions and balances.
I'm going to stop here and wait for further advice!!
Note: Delegates are running in 0.4.9