Banks may not exist in 2025 and Bitshares X may be part of the reason why.

[luckybit]

If you're a delegate or user of Bitshares X right now then you're a part of history. Whether Bitshares X succeeds or fails it will change banking technology and reshape the banking industry.

https://www.reddit.com/r/Bitcoin/comments/2hbum8/pwc_says_traditional_banks_may_not_exist_by_2025/

Other decentralized technologies are not a threat. They all contribute to the innovation which will alter the course of history hopefully for the better.