I have a few xrps which as usual I bought quite expensive and kept them for a scenario that after 1 year still never happened. In order to break even xrp must be x5. So the question is...should I donate them I a charity in exchange for the same amount of stellar or should I still hodl them?

I think that stellar will kill ripple very shortly.. Distribution will be much better, non profit, donations, Jed can simply exchange all his remaining xrp for stellars by donating the xrps. Brilliant !!

Sorry in advance for the silly question to follow...
my kehotee Id is mf-tzo. I see it registered on genesis block. What do I have to do to control this account? I have to do something so when I connect to the windows wallet I can see it next to my other names correct?

please advise step by step in the most easy way possible.

also I haven't yet imported any of my balances from the snapshot as I get severe network connections and the client is unstable. I think I am using 2nd version.
can we have a post on top of the forum notify us everytime there is an updated windows version? Or maybe the client notify us whenever there is an update? Nxt is doing that and is very very helpful..
thanks in advance.

I don't understand what is the problem. The fact that the market will assume that bitusd is usd that doesn't mean that it actually is usd and you are trading usd... Bitusd will be assumed to be usd because people could trade btsx for bitcoins and convert them in usd... So first governments should make illegal bitcoin and put all the miners in jail before they start chasing delegates..and even this happens the consensus might exist that bitusd is usd but again that will make it even les true..
I don't see anything illegal here but if you guys are so concerned about this just vote for Greek delegates.. We always had and we will always have true democracy andwe will always have the right to believe what we want irrespective of what other governments worldwide try to impose.

Supose I want to become a musician, or an artist, or buy a home, a car etc but I want to protect my self from unemployment, income insecurity, falling prices etc..

could it be possible that I get a p2p loan, or a loan via bitshares x bank in order to follow my dreams and the repayment of the loan is tracked based on the relevant indexes that measure artists and musicians income, car and home prices? If the income of the artists index, the prices index etc perform well I will have to repay the full loan with the agreed interest and terms. If indexes do not perform well, my loan will be reduced.

this way I am insured from bad situations and I can follow my dreams. Others are betting on bull scenarios and are willing to lend. Would this be a dac? Is this possible? Thoughts?

I hope we follow NXT patern and not XCP, XRP or mastercoin...

BTC-E should be the target!