"the purpose of this DAC would be to fund CENTRALIZED charity rather than decentralized charity,"
"group trap"
Good points!
"rather than focus on treating symptoms"
"honoring of property rights and equal opportunity"
Medium good points! Sometimes one has to deal with symptoms. Likewise there does seem to be some tension between honoring property rights and equal opportunity.
"All life forms must produce more than they consume or they will die"
I think we should be careful with this quick abstraction. If we define life as necessarily productive then of course non-productive will be non-life, but then it becomes a triviality. Consider "survival of the fittest." When we look at species, they are fit in all kinds of ways, to the point where the word "fit" just means whatever it takes to survive, which makes the original statement circular. The range of life reminds us how impossible it is to intuit in advance the possible forms of survival, e.g. the strength of intelligence, the capital of non-profit organizations, the power of non-violence, etc.
Overall, 8/10 on shutting my idea down.
Back to the drawing board for me!