There are two reasons why I wouldn't buy your LoanT's. Just to be clear there, your reputation is not one of them. :-)
1. What I've learned (the hard way) is that when something sounds too good to be true, it usually is. 25% is way above market rates, it is probably not economically viable and therefore unrealistic.
2. More importantly, you want to take the loan in BTS, which is highly volatile. This turns the whole thing into a lottery in which I could only lose: either BTS drops in value (good for you, bad for me), or BTS rises significantly in value, in which case you'll most likely go broke because you can't repay. Bad for both of us (but worse for me).
Good luck anyway. :-)
Tanks for what I consider the first constructive criticism in this thread.
1. - Interesting. My attempt was definitely not at too good to be true rate. On the opposite - I was/am striving for a good rate for the lenders, but definitely not too good to be true. What is your estimate of a market rate on a loan in crypto backed by nothing more but pure trust alone?
2. This assumes I will exit out of BTS. Which I might for a small percent, as far as true exits go[to say USD]. The rest of this 'exits' as much as they happen, will be in projects closely related to BTS and mostly denominated in BTS. And all those will quite likely be offset by getting longer in BTS.
Closely pertaining to both is something I wanted to mention in general in this thread, and not only to you pc.
While remaining in my possession, I will take the full benefits of owning those coins. I in no way promise to share any of the benefits associated of having them in my account, the same way I do not promise to share the benefits of actively using them. In other words, they are just mine for all practical purposes; In addition I have an obligation to return the amounts equal to the received one plus interest on the promised schedule.