I think this could be big, and a great fit for bAssets. Its essentially a localbitcoins app but the middle step of USD > BTC > USD , has been automated and removed from view essentially. USD to USD transfer anywhere with a 3 day guarantee on price. Every smart phone is now a gateway. I like it. Its an easy fit for bAssets as well, to extend that 3 day guarantee indefinitely, then it becomes more of a local wallet, for all currencies. and noone would even know it was bAssets that make it work. ..... but then, why have bitcoin at all in that case, you won't need it.