My reaction with disclaimer that I know little about the nature of financial markets and I've had too much beer .. is that a lot of this appears rather arbitrary, which is perhaps ok but prompted a thought: who is BitShares principal customer likely to be in the future and can we be more deliberate about ensuring that what is offered is appealing to them? If it's financially savvy individuals then perhaps there is more flex; if it's orgs, perhaps we need to be more cautious and check that what is available does match what they will be looking for, relative to what they are familiar with. That is, do we know the people we are building for enough to be sure their opinion? From what I've seen the core dev team is very alert to these issues but then I see choice and wonder about where the limits of that really are. Some of us have less clue than you might credit us??.. There's a risk of playing up to early investors rather than the mainstream market???