We've been mostly talking about counter party free bonds and counter party stocks, but we could also offer some interesting other products using UIA's.
Of course these are only as interesting as the trustworthy ability to pay interest by serious institutions and startups, but you could offer CD's and annuity bonds backed by quality UIA's.
The issuer sells a transferrable bond denominated in their UIA which locks up the principle + interest in one of two ways:
Certificate of Deposit (CD) which pays interest and principle at the end of its term (90 days, 1 year, 10 years...)
Annuity Bond (AB) which pays interest and principle as a series of periodic payments as an income stream.
In other words, instead of institutions lending money to unaccountable consumers,
we have consumers lending money to accountable institutions.
Now we just need issuers who can convince buyers they are a good risk over that period of time...
This might be called "crowd lending"