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General Discussion / Re: Crowd Lending vs. Crowd Funding
« on: March 09, 2016, 08:23:46 pm »Oh for those not technical into the code yet:
It seems to be possible that anyone can create a vesting balance for any account.Code: [Select]get_prototype_operation vesting_balance_create_operation
[
32,{
"fee": {
"amount": 0,
"asset_id": "1.3.0"
},
"creator": "1.2.0",
"owner": "1.2.0",
"amount": {
"amount": 0,
"asset_id": "1.3.0"
},
"policy": [
0,{
"begin_timestamp": "1970-01-01T00:00:00",
"vesting_cliff_seconds": 0,
"vesting_duration_seconds": 0
}
]
}
]
That means that you can sell a specific kind of bond already:
* non transferable
* fixed 'interest rate' on a UIA (e.g. MKR)
* one out of two policies (cdd and linear cliff)
* pre-paid vesting balance
More:
http://docs.bitshares.eu/bitshares/user/vesting.html
Not sure if that makes sense to anyone, but we could have something like this today:
* user pays x USD to an account bond-issuer
* bond-issuer issues x * 1.10 IOU.USD and puts them into a vesting balance for the user
* the user can claim his IOU.USD linearily over one year
* user can exchange it back into real USD in the market or via the issuer
Get the idea?
Possible today!
That's quite similar to what i proposed here https://bitsharestalk.org/index.php/topic,21808.0.html except for going into fiat and back.