I am not convinced that it really makes sense , as an ultimate end goal, for most business transactions to be so opaque. I understand the present need, since we are still under duress (threat of violence, theft-tax, and coersion from gov't). But assuming we found our way to a mostly "voluntary" society, wouldn't this opaqueness just encourage more underhandedness and shady dealings?
Just food for thought, but here's something to chew: how to prevent the sale of Stolen goods? If I was a criminal inclined towards stealing property, an anonymous and seamless way to transport "goods" around the world would be a huge boon for me and my gang. I am not arguing against the right and option for personal privacy, just trying to figure out if we are barking up the right tree....I mean, besides "black market" items, who really needs, or will need in the future, this type of anonymity when it comes to legitimate business transactions?
As far as the escrow issue, won't insurance take care of that? Pay a spread, insure against theft/loss. The actuary company/DAC will determine rates based on the (soon to come) sophisticated reputation system.