i also consider the transaction fees for the basic account a problem!
why we not learn from "free-to-play"?
they are more successful on the mobile market then traditional games. Sure you could play the games without paying everything, but enough people want to pay and upgrade. I want this nice skin, i want this EXP booth, i want this badge etc. We can learn a lot from them.
so i would suggest some changes
a)the reciever of a transaction will pay the transaction and not the sender
1. basic account - 20 cent for recieving funds, 0 for sending funds
business/member accounts (needed for traders or merchants)
2. no lifetime member they have to pay yearly, but the amount they spend would bring the recieving transaction costs down
- features we can charge fees
- relativ order
- UIA creation
- special names
- business accounts
To prefend for transaction spaming we could set a minimum amount to transfer to the amount of a basic account cost (20 cent)
Not much will change for the referral system because the members has always to pay, but the basic users will not see many fees, because the normal user will not get us much funds as he spends.
Lets assume i transfer my whole bankaccount in the future into bitshares
i am a "basic" account holder
I got 1 payment each month from my employer - 20 cent
but
i send out 30-40 transaction a month for rent, food, clothes, books, travel etc.
if i trade i spend 20 cent each order i get executed it is fine with me because i just spend 1 a month for my rent
sometimes i travel, some merchants accept bitUSD, but if not i convert them into a other bitAsset and has to pay 20 cent
--much simpler and easier for the normal joe!
--the merchant account
- they got a lot of transactions a month so the need to upgrade to "gold/lifetime" membership for 500 USD a year. But this is fine they have 1000 recieving transactions a month and the got 12.000 buy orders for a transaction costs of 0.41 bitUSD Cent - beat this VISA!!!!
- thre trading account
- I am BOB the trader and i upgradet my basic account to "gold" because i have over 500 trades a month. I pay for every transaction a little less then 8 cent". This is really cheap and i got a decentralized, account no one can rob me"
So, i hope some ideas are doable in some way, because i think we should not take the fees from the basic account. It is not worth it!