Wow this thread is still going.... sooo can see eventually people came around.. thats good.
Overall I think this thread is a signal to a 3rd party wallet maker who can totally build this tomorrow and have people using the wallet.. and with a small transaction charge power an affiliate program.. that's all it really takes.
Please include 0.5% to my account for giving you the road map please and thank you.. will further consult by request.
Thanks to Max for opening up the floodgate for discussion that allowed people to express their ideas.
Remember though.. great ideas are worthless without execution.. execution is everything. Lets see some!