Delegates could really work well for so many things.
I agree that delegates could work well for many things. But as soon as we begin talking about something like "insurance delegates" many other questions arise. Who becomes the arbiter of decisions? The delegate? The community? The largest stakeholders? How do our answers to that question square with our values around justice, and liberty?
And if our answer has anything to do with resolving it on a forum that resides on a centralized server, then what? How robust is our solution to the inevitable problems that will arise and grow in number with a growing user base? How much can be written into code?
What about when someone like
educatedwarrior has his account hacked? Some linux enthusiasts might say that if you're using windows it's fair game. Who decides?
And what of the OP? Is it the responsibility of the one sending to an address to first ensure the accuracy of the address, or is the responsibility with recipient, whether they be a con artist or not? Or is it the responsibility of the community?
I, at a human/empathic level, would like to see the funds restored to the original sender. Also, at a human/community level, I think this situation brings up many questions that we should be considering and discussing on a broader scale.