It's not that complicated, and common sense dictates that you should not send your life savings ahead of actually performing small transactions and testing backup procedures to ensure that your funds remain accessible.
It is complicated. Don't attack people for not understanding it all out once. That's another problem with our community. We have had years of using this system so we understand the structure, but someone new to crypto of coming from another coin is not going to get at first.
We claim that for pro trader and not average ppl but that isn't true. Pro traders are not going to tolerate a bad interface. There are to many other options out there. I have been in Bitshares since AnglShares and this has been one of my pet peeves about the system.
I'm not saying the interface is easy to understand/intuitive for a beginner, I'm saying it's common sense to perhaps test data recovery before beginning to send large amounts of funds into a new bleeding-edge system .. it's the same with bitcoin, monero, bitshares, or anything else.
Being our own bank means taking some extra precautions, there is no one to go and ask for our funds back if we make a mistake.
Also, just to clarify, I wasn't attacking the OP. Straight to the point and a blunt opinion perhaps, but definitely not an attack, did not mean it that way at all.