Yeah i think it's fine to have these services, in fact we kind of need them to connect the current banking system to the decentralised market.
What I'm really saying is I don't want to use all these different services and wallets that take time and effort to get set up just so I can start trading on bitshares or send money overseas, it's to complicated. I want a wallet that I can fund with a credit card/ BPay/PayPal or what ever transfer it anywhere in the world and the receiver uses a card to withdraw cash or pay for goods online. INSTANT, CHEAP, HASTLE FREE.
I have written emails asking for this years ago but still nothing. Put me in touch with people who have the technical know how to do this, we'll design it, market it, fund it and we're laughing but if bitshares doesn't do something that appeals to the masses and is user friendly at a time when so many are investing in crypto then it's just a waste of time. Sorry for the rant but I just think you should start making money so you have funds to improve instead of trying to do everything at once. But thanks for reading and sharing your opinions. I really just want to help

thank you everyone for your input, much appreciated.
I understand that creating a debit card in a decentralised market would take some figuring out but we need to have a way that our account can easily be accessed on any mobile device and our funds easily and quickly accessed when we need. So if that means partnering with someone who provides this service and just creating an app for android and iOS then so be it, just get it sorted as quickly as possible.
As soon as this platform is useful to everyone then we can market it to everyone as well as businesses trying to raise capital, or start ups with the ICO,s
We just need to put it all together and start making some money for outselvs.
Come on guys please, before someone else does it better and we are stuck thinking what could of been.

Hi all. I would like to propose bitshares focusing its attention on getting a debit card linked to the bitshares account and an app that works with the iPhone. If bitshares can deliver an instant international money transfers system that is cheaper than the current system then it is something that apeals to the masses. if people are using it as a trading platform then they are able to withdraw profits in cash as soon as they are made which would be revelotionary to trading in my opinion. Now that you have a fantastic product that apeals to the masses, People like me can market bitshares and profit though the referral ptogram. Also as more people buy shares to transfer and trade the price of bitshares will rise.
As people loose faith in the market and turn to crypto currencies if you are ready with a superior product everyone can profit. Hope my this helps. Always have ideas just ask for more