1) Find a local Bitcoin exchange, if there is none then pick one you believe you can trust. For example Bitstamp.
2) open an account with the exchange and get the details for making a deposit. Be sure to check if they need ID verification.
3) choose a deposit option from the available ones, eg wire transfer
4) Go to your bank and transfer the funds to the exchange account, wait a few days for confirmation of receipt of funds
5) Purchase BTC using your credited funds
For PTS purchase only follow these steps:-
6) Open an account with an exchange that hosts PTS eg cryptsy
7) Transfer your BTC to cryptsy exchange, wait a few minutes and confirm receipt of your coins
Trade your BTC for PTS
Transfer your PTS to your wallet
For AGS
once you have your cois in your wallet BTC/PTS send the amount you wish to purchase with to PaNGELmZgzRQCKeEKM6ifgTqNkC4ceiAWw for PTS or 1ANGELwQwWxMmbdaSWhWLqBEtPTkWb8uDc for BTC. At the end of the day check here:-
http://www1.agsexplorer.com, click on balance and enter the address you sent you coin from to view you balance.