UPDATE
This movie did not have a happy ending...

https://decrypt.co/8086/bitmarket-exchange-tobias-nemiro-dead-poland

Co-owner of shuttered Polish cryptocurrency exchange Bitmarket found dead

The body of Tobias Niemiro was discovered yesterday with a bullet shot to the head.
By Adriana Hamacher

July 26, 2019

Police are investigating the death of Tobias Niemiro, a Polish entrepreneur and co-owner of cryptocurrency exchange Bitmarket, which closed on July 8 under suspicious circumstances.

Niemiro’s body was found with a bullet wound to the head on Thursday in a forest near his home city of Olsztyn, three hours from the Polish capital, Warsaw, according to local radio. The exact circumstances of his death are, as yet, unconfirmed.

Poland’s leading newspaper, Gazeta Wyborcza, which has been heavily following the story, suggested that Niemiro, 44, had committed suicide.

Quote from: bitstopia2049 on May 29, 2019, 11:07:48 am

Open Market or Insurance Fund or Reserve Fund

Settlement is mostly meant to be used when the market does not provide sufficient liquidity, so that's not an answer.
We don't have an Insurance Fund, so you must spec out that too.
We have so far strictly avoided using the reserves for bailing out speculators, and IMO that's a good thing. I hope such a proposal will have little chance to succeed.

Quote from: bitstopia2049 on May 29, 2019, 11:07:48 am

Point is this ....needs to get started or once again an opportunity will be blown..

Then go ahead and write a specification. Answering a few select questions on a simple example is not one.

To sschiessl ..or any dev who has time..

Is the current version of HTLC considered "trustless"  or will that be a feature in the next iteration?
https://github.com/bitshares/bitshares-core/wiki/HTLC

As currently shown...............https://wallet.bitshares.org/#/htlc

In this version

" 5. Redeem the HTLC (recipient)

    bob will obtain the preimage from alice, likely after performing the agreed upon task..."

If alice decides not to send the preimage even after the task is completed        ...then bob is .....?


If truly trustless this could be a solution to above problem....(at least until something better comes along, if ever..)

https://bitsharestalk.org/index.php?topic=27733.msg330985#msg330985

https://bitsharestalk.org/index.php?topic=28491.msg331534#msg331534

Quote from: abit on July 11, 2019, 06:32:00 pm

We are close to blackswan again. Least collateral ratio 1.272

Compaired to bitCNY, bitUSD has almost zero buying volume.

We all use these types of products...every day...

https://www.indiegogo.com/projects/public-goods-revolutionizing-household-products--3#/

This is a young company. HQ in NYC..{a crowdfunded startup}....I expect that if  the foundation reached out and educated them ..BBF could negotiate acceptance of bitUSD and other smartcoins ...
This is something ALL BitShares supporters (regardless of faction) can support...We ALL spend hundreds of dollars  on products like these over the course of weeks or months...so why not ?

In particular the female demograpic is sorely lacking in the crypto world and they generally do the spending, budgeting and influencing when it comes to household shopping..
This is the type of demographic that can appreciate the money savings that BTS can provide on transaction fees
and could also be producers of stablecoins.as well as save on credit card interest / paypal fees..and gain potential earnings from referral fees..

This is a use case with the potential to also illustrate to other merchants the superiority of BTS blockchain for retail sales...

[Note:   the developer who started DOGECOIN in 2014 was motivated " to create a fun cryptocurrency that could reach a broader demographic than Bitcoin."  and now...
(Today:  #28  US $404.6 m Market Cap and $41m   24hr Vol.)      #61   BTS:139m / 2.095 m]

https://www.crowdfundinsider.com/2019/05/147081-coinbase-announces-support-for-dogecoin-doge-on-coinbase-wallet/

=========================
There are some youtube links with honest (not sponsored) reviews below...

https://www.indiegogo.com/projects/public-goods-revolutionizing-household-products--3#/

https://blog.publicgoods.com/
https://blog.publicgoods.com/how-to-choose-the-right-filter-for-your-drinking-water/

personal care and household goods
How does shipping work?
Contiguous US shipping is free for orders over $45. For international orders, the shipping cost will depend on your location and the size of the package.

They have a limited time promotion of lifetime memberships..

Secret
1x LIFETIME MEMBERSHIP
$69 USD   -- Regular $99 (30% off)
Never over pay for premium natural products again. Get a lifetime membership and access to all PUBLIC GOODS household, personal care and food products products… FOR LIFE!
Included Items
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===================================

for women
PUBLIC GOODS HAUL + REVIEW
https://www.youtube.com/watch?v=Bmdi3FrptKk
https://www.youtube.com/watch?v=8EVOvU00qpo
https://www.youtube.com/watch?v=dbgqkWZIH7c

Should we force a TCR, to limit the impacts of forced margin calls?

https://bitsharestalk.org/index.php?topic=27733.msg328704#msg328704

This was the high risk/high reward position discussed here

Since the protocol can't control investor motivation it can only provide guardrails..thus optional TCR..

So how do you determine what the minimum non-optional TCR should be for margin accounts that hold more than x% of total debt in circulation?

e.g...

If margin account has > 1% of total bitUSD debt in circulation  >>> default TCR should be > 175%
   >5%    then  185%
  >10%  then   195% 
  >25%  then   225%?         (max?)

or some other sliding scale?

and under what circumstances would the margin account holder be able to override the default TCR if they wanted to partially close out their position using the collateral in the margin account?

Would it be only under low liquidity conditions or at anytime, even during bull market runs?

Yes..That method will be of little help..So yeah some alternatives should be thought of

    Could you elaborate?

 CRED holders are also happy, because they have a highly liquid asset backed by real merchandise, which preserves its value over time as long as the merchant who issued them is doing good.

Please, discuss.

That is a big "IF"...in the age of AMAZON..!

Feasible idea...but why not just use bitUSD or bitXXX?     If the merchant uses "CRED" token then the liquidity of the token is limited to a market of interested buyers (and hodlers) of that token whereas bitUSD has no such boundaries... ( e.g  CRED token could be issued by a seller of children's clothing, which would be attractive to parents..but not so much childless couples/singles)

Also it's less work for the merchant  -- who would not have the additional admininstrative task of managing the issuance of a UIA and monitoring the amount in circulation..{because regardless of who owns the token..it still represents a liability - i.e. it is a potential claim on the merchants inventory.

He can issue "store credit" to his best customers (or their referrals) based on their reputations or a customized scoring system..
This way the only admin task for the merchant is to keep up a "reasonable" MCR for the volume of bitUSD issued as credit...

When the customer is ready to payoff the debt they can use their wallet to send bitUSD to the Merchant's account or even if they wanted to payoff (fully or partially) the debt in cash...the customer could use a mobile wallet like BiTSy
https://steemit.com/bitshares/@kencode/goodbye-middlemen-become-your-own-central-bank

Merchants could use a just-in-time method of inventory management -  Only order items from the manufacturer or distributor to meet customer specific demand. It may take a few extra days to deliver (or pick up) but the customer would be willing to wait if they are acquiring the items without need for cash...i.e tradeoff speed of availability for financial credit.. Merchant could then use cash/lines of credit, that would otherwise be tied up in a warehouse as inventory, in treasury operations so as to
produce more bitUSD and make it available to then issue more credit to customers..

Merchant could even advertise a "crypto lay away" plan......e,g..Customers can buy up to $500 worth of merchandise with bitUSD credit...and then payoff the debt "interest free" at say at $50 or 100 per month...

I'm sure there are lots of marketing ideas that could work, but the bottom line is that the merchant company would only have to buy BTS  if they want to issue credit....{they could even borrow fiat from their bank and purchase BTS directly via the Wirex platform}...And of course the upside is when BTS price rises the merchant can earn a profit and also offset any interest paid...Whereas with a CRED token the price could be quite volatile and even lose a substantial amount of it's value in the open market if there is limited liquidity...and end up with a bunch of unhappy hodlers/customers...!

1. core team discussions

2. marketing WP https://bitsharestalk.org/index.php?topic=28444.0

More competition for Bitshares?    or it seems like modeling serivices that Bitshares already offers or could offfer?

https://www.coindesk.com/huobi-to-target-decentralized-finance-with-new-public-blockchain