I tried restoring from the .bin file. It still logs me into the account named "null". I tried this on two different computers.
I was finally able to log into the cloud wallet (on both wallet.bitshares.org and openledger) using the password that was generated when I first opened my account so I have been able to access and transfer my bts. Thankfully I saved that password, not sure why my regular password wasn't working on the cloud wallet.
The local wallet still logs me into the "null" account.