OK let me try to see if I am in the way of getting it.
VOTE (and KeyID) got really exiting because they can do the following:
-I log in my VOTE/KeyID client. I go on Amazon from there and I decide that I am ready to buy 'something-something'
. I 'post' (in the VOTE/KeyID client) that I am willing to pay for that purchase with bitUSD (also sating that I am ready to pay 0.5% fee to the hard cash payer).
-Somebody else logged in the VOTE/KeyID client, sees all parties willing to purchase something using bitUSD (as well as the 'devotion' rating of their account
); They chose a transaction, lock it (for 10-15 min, lets say) and make the actual payment for that purchase using their $ credit card or $ checking account or whatever source of $).
-Upon confirmation from Amazon that the payment is received, the VOTE/KeyID credits their (the regular currency (hard cash) payer) account with the amount USD paid + a % they have requested for the service.
Is that close?