Can you spell out more clearly why moontokens are valuable?
Each MOONFUND token will be bought back from the market with BTS in the future via delegate pay. For every donation you will receive 15% more MOONFUND tokens than you would BTS on a current exchange. This means that as long as the Moonstone wallet becomes sufficiently popular over the next 5-30 months you can make a return on your donation.
I'm concerned about the numbers. Let's say you put a 30 month cutoff on the delegate pay. This means each 100% delegate can only generate 3,905,560 BTS during this 30 month period. You already have 1,350,349 MOONFUND liability with only 5% funded. If we assume the price of BTS remains the same over the next 30 days, then raising $130,000 requires generating a total of (1.15 * 130,000 / 0.005399) = 27,690,313 MOONFUND tokens (assuming the crowdfunding is successful). In order to generate enough BTS to buyback the MOONFUND at a 1-to-1 rate, you would need 27,690,313/3,905,560 = 7.09 100% paid delegates (so round that up to 8 delegates). The problem will be even worse if the price of BTS continues to drop over the next 30 days.
The problem is you are offering 15% return on BTS. If BTS price is expected to shoot up in the next year or so like we all expect it will, you will be overpaying a lot! It was a much more realistic deal when the return was on the dollar amount donated.
Edit: I don't think you should change the deal now that the fundraiser has started. But you should just be clear about exactly how many delegates you plan to include in the opt-out selection for the Moonstone wallet and what your maximum cut off time is before you take the delegates down (or at least stop using their pay to buy back MOONFUND tokens). That way people can properly assess the risk of not getting paid back (or what percentage they will be paid back).
Furthermore, you should not do a continuous buyback since you cannot know if you will be able to fulfill the entire buyback at a 1-to-1 rate prior to the cut off time. In this case, the people who are fastest to sell their MOONFUND tokens will profit at the expense of the slower movers. To be fair, you should instead regularly distribute dividends to MOONFUND holders.