Author Topic: 想法:伦敦物业市场Smartcoin。 市场研究,实施假说  (Read 3153 times)

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Offline Permie

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I have used Google Translate, sorry if it's hard to understand :(
The Chinese community is a large part of BitShares and I want to share my ideas here too.
中国社区是BitShares的很大一部分,我想在这里分享我的想法。


大家好,
我有一个想法。
用于创建一个跟踪伦敦房地产市场平均价值的smartcoin。

在这些不确定的经济时期,来自世界各地的投资者正在寻找避险资产以保护他们的财富。投资伦敦物业在那里很好。

这些包括实物黄金,黄金支持债券,政府债券和其他实物资产。最大的实物资产是房子。世界上最稳定的房地产市场之一是伦敦。 1000年的历史,古老的纪念碑,世界权力的一席之地,一个受保护的英国海边和受过良好教育的劳动力使伦敦成为高度安全的土地自有。目前,对这片土地的投资是复杂的,法律上很艰巨。
           
使用当前的英国金融/法律制度,多个业主之间分享房屋所有权是复杂和昂贵的。买房和卖房也是一个相当不流通的市场。销售和购买可能需要几周或几个月。特别是如果伦敦的特定地区/自治市镇选择买房子,受到本地化的价格危害事件;如洪水,暴动等
       外国法人投资也很难进入英国,除非你是非常富有。 BitShares资产的所有权没有共享这些并发症。

现有菲亚特比特股比赛。 http://www.markit.com/product/Halifax-House-Price-Index
Quote
历史[/ u]
    HPI是英国最长的运行房价系列,数据可追溯至1983年1月。
HPI跟踪英国房地产市场,而不是伦敦。
[/ size] [size = 18pt] 我不知道你是否可以直接投资HPI作为资产,或者只是购买数据用于辅助投资。

    覆盖率[/ u]
    122个指数产生,包括5个月度指数,65个季度指数和52个年度指数。所有12个英国地区覆盖,除了所有房屋的所有买家,现有住房,首次购房者和前自用的占有者的指数。

    透明度[/ u]
    公开的方法指南,为用户提供清晰的模型方法和计算的理解。
     
一致性[/ u]
    方法在整个哈利法克斯HPI历史上保持一致,使得当前指数水平与历史价值的直接可比性。[/ quote]

Quote
房地产市场复苏的典型方式是购买房屋,但是这通常需要大量的存款,达到几万英镑,并购买一个流动性不足的资产,如果你决定出售,这些资产可能需要几个月的时间。

另一个选择,不愿意投入相当强烈的财产的投资者是选择可以从复兴中受益的公司。

我们要求白先生突出他的主要股票,以利用房地产市场复苏。他选择了九个股票,他认为可以受益,这是金钱强调第十股股票,已经看到了严重的痛苦和巨大的收益近年来。

http://www.thisismoney.co.uk/money/diyinvesting/article-2442498/Ten-shares-advantage-property-market-recovery.html
[/引用]
文章然后继续列出家庭改善无线电公司,它们可能随着房地产市场的上涨而获得价值。
房地产投资者可用的投资工具非常有限,不能直接或容易投资。

[size = 24pt] BitShares可以生成一个可分割的,高度可交易的资产,跟踪伦敦物业在过去365天的平均销售价格。 [/ u] [/ size]
这将:[/ b] [/ u]
[list type = decimal]
[li]降低风险,因为取伦敦全部房产的平均值意味着伦敦市场的冲击将被伦敦其他地区的冲击。[/ li]
  • 允许少量投资少量的钱。[/ li]
    • 允许来自世界各地的交易者投资无忧[/ li]
      [/ list]

      伦敦房地产市场的部分原因是外国投资。富有的外国人买房子作为投资。
      购买实体房屋限制了可以拥有市场份额的个人数量,并限制可投资的金额。你能使用当前的金融技术购买1英镑的股票吗?
      行为和法律费用将是巨大的。

      为什么这个资产可以以bitGold和bitIndex智能币没有 [/ i] [/ u] [/ b]的方式捕获安全港投资者市场,

      bitGold和bitIndex的跟踪证券交易所只是加密现有的金融产品。投资者可以通过平法获得相同的风险敞口。 BitShares在这种情况下为他们提供安全和隐私,但不提供一个全新的资产。

      [size = 24pt] bitLPM(LondonPropertyMarket)将能够准确地接触投资者已经寻求几十年,但只能够获得代理风险暴露的市场。 [/尺寸]

      伦敦房地产市场平均房价指数。
      [/ b] [/ u]

      涉及的潜在因素:[/ b] [/ u]
      • 伦敦房地产市场[/ li]
        • 成立房地产代理/房地产经纪人,以上市房地产价格数字赢得声誉。[/ li]
          • BitShares-literate Witness(?)谁刮刮房地产代理数据,取平均值并计算指数的价值[/ li]
            [/ list]

            对齐激励[/ b] [/ u]
                      地产代理/房地产经纪人很习惯为佣金工作。他们臭名昭着的无情的利润饥饿。

            情况:房地产代理公司在过去一周的时间内,以每周一次的价格发布可居住住宅的最低房价。多个房地产机构参与,以实现每个伦敦自治市的价格数据。然后对数据进行加权,以获得伦敦总体房产平均价格的准确值。

                 这可以通过(大的和建立的,可信的)地产代理在其网站或社交媒体上公布价格,然后用私钥签署它来实现。他们可以使用他们选择的任何加密,只要他们能满足市场,他们作为一个值得信赖的商业的声誉背后的价格,他们报价。

            这些房地产代理需要在bitLPM或BitShares的财政奖励。
                  见证人(?)谁策划指数和整理房地产代理数据将需要激励这样做。这些计算应尽可能采用简单的公式,以便非专家投资者容易地验证。

            要产生这个bitLPM索引将需要一些可能复杂的移动部分。
            准确性可以减少以便获得简单性和可靠性,因为投资者更有可能寻求实现稳定的避险资产。只要bitLPM与伦敦房地产市场具有相同的趋势,那么它就实现了它的目标。

            即使这个bitLPM不会很快创建,BitShares启用这种对以前不可能的资产commiditization的事实是惊人的。
            一旦世界意识到这是他们需要的,他们的研究将导致他们比特股作为最安全,可靠和价格合理的技术为他们做:)


            ENGLISH:
            Quote
            Hello everyone,
            I've had an idea.
            For the creation of a smartcoin that tracks the average value of the London Property Market.

            During these uncertain economic times investors from all over the world are looking for safe haven assets to protect their wealth. Investing in London Property is well up there.

            These involve physical gold, gold backed fiat IOUs, government bonds and other physical assets. The largest physical asset being houses. One of the most stable property market in the world is London. 1000's of years of History, ancient monuments, a seat of world power, a well protected UK sea-border and an educated workforce make London a high-security plot of land to own. Currently, investing in this land is complicated, and legally strenuous.
                       
            House ownership is complicated and expensive to share between multiple owners using the current UK financial/legal system. Buying and selling houses is also a rather illiquid market. Sale and purchase can take weeks or months. Especially if the particular area/borough of London you chose to buy a house in suffers from localised price-harming events; such as flooding, rioting... etc
                   Foreign fiat investment is also hard to get into the UK unless you are very wealthy. Ownership of a BitShares asset shares none of these complications.

            The Existing Fiat Competition for BitShares. http://www.markit.com/product/Halifax-House-Price-Index
            Quote
            History
                The HPI is the UK’s longest running house price series, with data extending back as far as January 1983.
            The HPI tracks the UK property market, not London.
            I'm not sure if you can directly invest in the HPI as an asset, or merely buy the data to use for ancillary-investments.

                Coverage
                122 HPI indices produced, comprising 5 monthly indices, 65 quarterly indices and 52 annual indices. All 12 UK regions covered, in addition to indices for all houses all buyers, existing homes, first time buyers and former owner occupiers.

                Transparency
                Publicly available methodology guides, providing users with clear understanding of model methodology and calculation.
                 
            Consistency
                Methodology has remained consistent throughout the Halifax HPI history, enabling direct comparability of current index levels with historical values.

            Quote
            The classic way to play a property market recovery is to buy homes themselves, but that typically  requires a hefty deposit running into tens of thousands of pounds and purchasing an illiquid asset that can take months to shift if you decide to sell.

            Another option for investors not willing to commit quite so strongly to property is to pick companies that can benefit from a revival.

            We asked Mr White to highlight his top stocks to take advantage of a property market recovery. He picks nine shares he thinks can benefit and This is Money highlights a tenth stock that has seen both severe pain and huge gains in recent years.

            http://www.thisismoney.co.uk/money/diyinvesting/article-2442498/Ten-shares-advantage-property-market-recovery.html
            The article then goes on to list Home Improvement businsess' that are likely to gain in value alongside a property market rise.
            The investment instruments available to property investors are very limited, and can not invest directly or easily.

            BitShares could produce a divisible, highly tradable asset that tracks the average sale price of London property over the previous 365 days.
            This would:
            • Reduce risk, as taking an average of all London property would mean that shocks within the London market would be damped by other areas of London.
            • Allow minor investment of small amounts of money.
            • Enable traders from all over the world to invest hassle free

            The London Property Market is fueled partly by foreign investment. Wealthy foreign nationals buying houses as investments.
            Buying a physical house limits the number of individuals who can own a share in the market, and restricts the amount of money that can be invested. Could you buy a £1 share in a house using current financial tech?
            The deeds and legal fees would be enormous.

            Why This asset could capture the safe-haven-investor market in ways that bitGold and bitIndex smartcoins haven't yet

            bitGold and bitIndex's that track stock exchanges are only crypto-izing existing financial products. Investors could get the same exposure via fiat methods. BitShares gives them security and privacy in this case, but does not provide an entirely new asset.

            bitLPM (LondonPropertyMarket) would enable accurate exposure to a market that investors have sought after for decades, but have only been able to gain proxy-exposure to.

            An Index of the Average Property Prices of the London Property Market.


            Potential Elements involved:
            • The London Property Market
            • Established Estate Agencies/Realtors to stake their reputation on a quoted property price figure.
            • BitShares-literate Witness'(?) who scrape the estate agent data, take averages and calculate the value of the index

            Aligning Incentives
                      Estate Agents/Realtors are very used to working for a commission. They are notorious for being ruthlessly profit hungry.

            Scenario: An Estate Agency publishes the lowest property price for a habitable dwelling on their books over the past one week period, on a weekly basis. Multiple estate agencies are involved so as to achieve price data for each of the London Boroughs. The data is then weighted to get an accurate value of the average price of property in London overall.

                 This could be achieved by the (large and established, trustworthy) Estate Agency publising a price on their website or social media, and then signing it with a private key. They could use any crypto of their choosing so long as they can satisfy the market that their reputation as a trusted business is behind the price that they quote.

            These Estate Agencies would need to be financially rewarded by the bitLPM or BitShares.
                  Witness's(?) who curate the index and collate the estate-agency data would need to be incentivized to do so. These calculations should follow as simple a formula as possible, so as to be easily verified by non-expert investors.

            To produce this bitLPM index would require a few potentially complicated moving parts.
            Accuracy could be reduced in order to gain simplicity and reliability, as investors are more likely to be looking to achieve a stable safe haven asset. So long as bitLPM performs with the same trends as the London Property Market, then it is fulfilling it's goals.

            Even if this bitLPM doesn't get created soon, the very fact that BitShares enables this kind of commiditization of previously unattainable assets is amazing.
            Once the world realises this is what they need, their research will lead them to BitShares as the most secure, reliable, and well-priced technology to do it for them :)
[/list]
JonnyBitcoin votes for liquidity and simplicity. Make him your proxy?
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Offline lohas1985

Re: 想法:伦敦物业市场Smartcoin。 市场研究,实施假说
« Reply #1 on: March 04, 2018, 09:10:21 am »
我竟然看完了。。。