At some point I am going to have to devote myself to the study of clarity among the masses of people that are half-paying attention. 1000's of options is a real mess, people say they want choices, but tend to choose Apple which is famous for removing choices. People say they want freedom, but then choose tyranny to avoid having to think for themselves.
Understanding this is likely as important as economics and is something we have clearly not mastered.
One chain that upgrades over time is clearly the most simple approach you can have.
The issue may be that economics is a 'social science' based on a series of assumptions. For instance, we are all human and humans unfortunately aren't very rational. Once we merge with machines that may change. People generally disagree for a number of reasons
Not having access to the same information
Not having the same level of reasoning
Irrational preconceptions learned such as religion, pseudoscience, etc
Perhaps, a better economics understanding would come from the interdisciplinary field of
Econophysics. I recently saw an episode of Through the Wormhole titled, "Is poverty genetic" and sometime through the show Morgan Freeman was talking to a researcher of Econophysics and he was describing how the distribution of money behaves like the distribution of gas molecules at different temperatures and how the laws of thermal dynamics help predict the distribution. Interesting stuff.