I think ripplelabs is a much better ally than stellar. Stellar is basically a ripoff of 2 years of development by Ripple Labs. ripple labs only problem is actually Jed in the first place, that use his 10% stake in XRP to manipulate the market and as leverage against RL to try and find success with stellar. the other 70b ripple that RL hold is in good hands. They believe in the ripple and are committed to furthering the protocol and forming partnerships with pre-existing financial institutions. so far: Gold bullion international and Fidor bank.